Whether you’re running an independent craft business from your spare room, or you’re managing a small business and looking to grow, sooner or later you’ll probably have to register your business. The question is, when? It all depends on what…
If you work for yourself, whether as a freelancer or a contractor, then you’re going to have to register as self-employed with HMRC. You may also have to register as a sole-trader. The process of registering as self-employed is pretty…
Hackers and other criminals are using increasingly sophisticated techniques to scam and exploit people. And nothing is off-limits for them. So you should consider any aspect of your business that relies on digital technologies as a potential weak-spot, as an…
Cashflow is the lifeblood of your business. But you might sometimes struggle to make a cash flow forecast – particularly if you’re a small business, or if you’re new to the business world. This is your essential guide to cashflow…
Like all contractors, IT contractors should get adequate professional indemnity insurance to cover them for certain professional risks. This is a guide to professional indemnity insurance for IT contractors. Whether you’re new to the world of IT consultancy, or you’ve…
You might think that, as a sensible, law-abiding citizen, you’re unlikely to ever have any legal expenses. And you might be right. However, you don’t need to necessarily break the law to need legal representation. What is Legal Expenses Insurance?…
A HMRC investigation is a daunting prospect for any business. These investigations can be immensely time-consuming and extremely costly. So for self-employed and small businesses, the idea of a HMRC investigation can be genuinely terrifying. You can avoid HMRC investigations…
An insurance intermediary acts as a bridge between insurers and their clients. Some intermediaries work with insurers, whereas others work with their clients. In most cases, though, they work to match the right insurer with the right consumer. They ensure…
5 Resources That Have The Potential To Help Your Small Business It can feel like you’re alone when you’re running a small business, particularly if you’re operating as a solopreneur and operating from your private home. While you might be…
Flexible Professional Indemnity Insurance Is Now Available. When you start up as a freelancer, it can be difficult to see yourself as a business. After all, you’re just one individual. Like many freelancers, you see yourself as simply one person…