Why is Professional Indemnity Insurance an Essential Part of the Freelancer’s Armoury?
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Why is Professional Indemnity Insurance an Essential Part of the Freelancer’s Armoury?

ByMichael

Being your own boss today is easier that it’s ever been before. More of us are becoming immersed in the world of freelancing, whether that’s in search of freedom, flexibility, work-life balance or simply to tap into additional income. Side gigs, market places or sharing platforms are making this possible. What Business Tools Does a…

How Much is Class 2 National Insurance for Self-Employed?
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How Much is Class 2 National Insurance for Self-Employed?

ByMichael

If you’re new to the self-employed world, you might have some questions about the sort of National Insurance you need to pay. This is your essential guide to your National Insurance obligations as a self-employed freelancer or contractor. We’ll take a look at the difference between Class 2 and Class 4 National Insurance, which should…

Do I Need to Register My Business Yet?
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Do I Need to Register My Business Yet?

ByMichael

Whether you’re running an independent craft business from your spare room, or you’re managing a small business and looking to grow, sooner or later you’ll probably have to register your business. The question is, when? It all depends on what you do, where you work, and whether you employ others. This essential guide will help…

Young creative woman with paintbrush painting self-made jug or pot
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10+ Businesses You Can Start From Home

ByMichael

Have you ever thought about setting up your own business? For some of these home business ideas, you’ll need specialist equipment, and possibly additional training and qualifications. But for many of these businesses, all you’ll need is a laptop, a smartphone, and a lot of dedication. In this post we’ll list numerous ideas for businesses…

video cameraman with kit
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Unlocking the Value: Understanding Company Assets

ByMichael

As a business owner, you’ve undoubtedly heard the term “company assets” thrown around in discussions about your business operations, responsibilities, and financial health. But what exactly does it mean? In this post, we’ll delve into the concept of company assets, explore the various types, and discuss why it’s crucial for businesses to be fully aware…

man lying in a hospital bed being nursed
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Sick Pay & Sick Benefits for Self-Employed

ByMichael

One of the major benefits of being self-employed is the independence it brings. You are your own boss, and you have total freedom over how, when, and where you work. But with all this freedom comes a lot of responsibility. You need to keep your own records, manage your own finances, submit your own tax…

man working out hourly rates for work
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Why Do I Need Professional Indemnity Insurance?

ByMichael

Professional indemnity insurance can be a vital line of defence for all business owners. Whether you’re an independent contractor, a freelancer, a sole-trader, or the managing director of a small business, you should consider getting professional indemnity insurance cover. It affords essential protection no matter what industry you work in. Specialist Industry Guides to Professional…

female at a desk looking at a computer having set up her business
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Do Graphic Designers Need Professional Indemnity Insurance?

ByMichael

If you’re a freelance self-employed graphic designer, then the right insurance can cover you for all the risks you might face in your work. Professional indemnity insurance is particularly important for graphic designers. In this post we’ll explain what professional indemnity insurance is and why you need it, before discussing some of the other insurance…