Cyber Insurance

Protect Your Business from Online Threats

lego brick saying data breach on a keyboard

What is Cyber Insurance?


Cyber Insurance protects your business from data breaches, hacking, ransomware, and other digital threats. It combines cyber liability cover for third-party claims with cyber breach response services to help you recover quickly after an attack.

Whether you’re a freelancer, SME, or large corporation, cyber insurance is essential for protecting sensitive data, maintaining customer trust, and keeping your operations running smoothly.

Our Cyber Insurance includes:

  • Cyber Liability – Covers third-party claims for data breaches, privacy violations, or financial loss caused by compromised systems.
  • Cyber Breach Response – Provides immediate support to restore systems, secure stolen data, and manage reputational impact.

With legal support, forensic investigation, customer notifications, and identity protection services, cyber insurance helps your business recover quickly and continue operating with confidence.

What does it cover?

  • Legal and Forensic Services – Investigations to identify the cause of the breach and secure your systems.
  • Data Recovery & Computer Security Failure – Restoring lost, stolen, or corrupted data and covering liability if a virus spreads to clients.
  • Third-Party Liability – Compensation for customers or partners affected by the breach.
  • Business Interruption – Covers lost income due to system downtime after a cyberattack.
  • Customer Notification & Support – Informing affected individuals, plus call centre, credit monitoring, and identity protection services.

Do I need Cyber Insurance?

Cyber insurance isn’t legally required in the UK, but it’s highly recommended for any business that stores customer data or relies on digital systems.

A single cyberattack can cause:

  • Severe financial losses
  • Operational disruption
  • Long-lasting reputational damage

With cybercrime rising, having cyber liability and breach response cover provides crucial peace of mind and keeps your business resilient.

How much does Cyber Insurance cost?

The cost depends on:

  • The size and type of your business.
  • The volume and sensitivity of data you hold.
  • Your cybersecurity measures.
  • The level of cover you need.

Policies are often available as standalone or as an add-on to Professional Indemnity Insurance, making it a cost-effective option for small businesses and freelancers.

Typical policies cover legal fees, data recovery, customer notifications, and reputational management after an attack.

Any business that collects, stores, or processes customer data, such as online retailers, consultants, financial services, and healthcare providers.

Intentional or fraudulent acts, poor system maintenance, and pre-existing security breaches are generally excluded.

Don’t wait for a cyberattack to disrupt your business. Get a quick online quote and secure your business against digital threats now.

Need More Help? If your policy can’t be purchased online, our team will contact you to request more details and guide you through the process.

Need more help?

Our online quote is fast and simple but, if you need help or a wider range of policy options, our team of experts.

Call us today: 020 7846 0108

9am to 5pm Monday to Friday.

Why choose Tapoly?

Accessible Coverage

Get the protection you need, whenever you need it, with our easy-to-use online platform.

Affordable Pricing

Designed to fit your budget, ensuring you’re protected without breaking the bank.

Flexible and tailored

Choose coverage that grows with your business, from professional indemnity to public liability and beyond.

Learn more about insurance