Like all contractors, IT contractors should get adequate professional indemnity insurance to cover them for certain professional risks. This is a guide to professional indemnity insurance for IT contractors. Whether you’re new to the world of IT consultancy, or you’ve…
You might think that, as a sensible, law-abiding citizen, you’re unlikely to ever have any legal expenses. And you might be right. However, you don’t need to necessarily break the law to need legal representation. What is Legal Expenses Insurance?…
A HMRC investigation is a daunting prospect for any business. These investigations can be immensely time-consuming and extremely costly. So for self-employed and small businesses, the idea of a HMRC investigation can be genuinely terrifying. You can avoid HMRC investigations…
5 Resources That Have The Potential To Help Your Small Business It can feel like you’re alone when you’re running a small business, particularly if you’re operating as a solopreneur and operating from your private home. While you might be…
IR35 is a set of tax rules that has been around for over twenty years. They were put in place to stop people paying less tax and National Insurance Contributions than they should. The rules for IR35 changed at the…
It is international Women’s Day and we should be looking for people and things to celebrate. We should also be highlighting inconsistencies in opportunities, like – funding for women’s startups. Do just one thing? Support more women to start and…
Are insurance premiums subject to VAT? Do you have to pay VAT on your insurance? Short answer: You almost never have to pay VAT on insurance. But sometimes you do. Sort of. In this post we’ll explain the law concerning…
An insurance broker acts as an intermediary between a client and either a single insurer, or a selection of insurance companies. First, they’ll work to ensure you get cover that meets your exact needs. Then, in the event of a…
Whether you’re a self-employed freelancer or contractor, or a small business owner, understanding your cash inflow is vital to managing your business finances. In this post we’ll explain what cash inflow is, explore some inflow of cash examples, and discuss…
Have you ever thought about setting up your own business? For some of these home business ideas, you’ll need specialist equipment, and possibly additional training and qualifications. But for many of these businesses, all you’ll need is a laptop, a…