Professional Indemnity Insurance or Medical Malpractice Insurance – What’s The Difference, and Which is Best for Me?

Professional Indemnity Insurance or Medical Malpractice Insurance – What’s The Difference, and Which is Best for Me?

On the surface, professional indemnity insurance and medical malpractice insurance might seem similar. They both offer a similar sort of protection – cover for any legal fees and compensation that might arise from mistakes you make on the job. Many professionals can get by with a standard indemnity insurance policy. But in some sectors, professional…

image of an It consultant replace harddrive in datacenter
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IT Contractors – How Much Professional Indemnity Insurance Do I Need?

Like all contractors, IT contractors should get adequate professional indemnity insurance to cover them for certain professional risks. This is a guide to professional indemnity insurance for IT contractors. Whether you’re new to the world of IT consultancy, or you’ve just started working with bigger clients and you’ve realised you need insurance, this guide will…

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For Freelancers Flexible Professional Indemnity Insurance Is A Must

Flexible Professional Indemnity Insurance Is Now Available. When you start up as a freelancer, it can be difficult to see yourself as a business. After all, you’re just one individual. Like many freelancers, you see yourself as simply one person doing a job. The only thing that matters however is how the law sees you….

Do Yoga and Wellbeing professionals need insurance?
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Do Yoga and Wellbeing professionals need insurance?

Yoga and Pilates Instructors are wellbeing professionals. You want to maintain the highest professional standards so that your students keep coming back. Your customers can have different levels of fitness and ability when they start and may develop at different rates. Your skill at helping them achieve their goals safely is the reason they come….

What Insurance Do Management Consultants Need?
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What Insurance Do Management Consultants Need?

If you offer management consultancy services, you’ll face numerous professional risks in your line of work. This could result in your clients making a claim against you. The right insurance can cover you for most claims, ensuring that you or your business will be able to bounce back from nearly anything. In this post we’ll…

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Why Do I Need Professional Indemnity Insurance?

Professional indemnity insurance can be a vital line of defence for all business owners. Whether you’re an independent contractor, a freelancer, a sole-trader, or the managing director of a small business, you should consider getting professional indemnity insurance cover. It affords essential protection no matter what industry you work in. Specialist Industry Guides to Professional…

female at a desk looking at a computer having set up her business
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Do Graphic Designers Need Professional Indemnity Insurance?

If you’re a freelance self-employed graphic designer, then the right insurance can cover you for all the risks you might face in your work. Professional indemnity insurance is particularly important for graphic designers. In this post we’ll explain what professional indemnity insurance is and why you need it, before discussing some of the other insurance…

Professional Indemnity Insurance For Tradesmen
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Professional Indemnity Insurance For Tradesmen

Whatever your trade – whether you’re a builder, an interior designer, a painter decorator, or a plasterer – you should consider getting professional indemnity insurance cover. What Is Professional Indemnity Insurance? All tradesmen have to deal with unsatisfied customers from time to time. But some unsatisfied customers choose to take legal action – especially if…

What is the difference between professional indemnity insurance and public liability insurance?
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What is the difference between professional indemnity insurance and public liability insurance?

Both professional indemnity insurance and public liability insurance fall under the business insurance umbrella and are not a legal requirement in the UK. At first glance they both cover compensation, negligence and other claims however it is the type of these claims that makes them so different. Knowing what ‘types’ of claims each insurance product…