You can choose business interruption insurance as an add-on to your professional indemnity insurance from Tapoly. You get to specify precisely how long you need your cover for, so there's no need for a costly annual policy. This is insurance cover on your terms, not ours.
If your business has to close for a period of time, business interruption insurance will cover you for your downtime. This means that any unexpected incidents can become minor inconveniences rather than potentially devastating disasters.
Whether there's an issue with your supply chain, or you're somehow prevented from accessing your premises, business interruption insurance offers peace of mind that you'll be covered, no matter what happens.
Our business interruption insurance will cover you for the following as a result of your business having to close for a period of time:
Business interruption insurance is intended to cover you for temporary setbacks. It will not cover you for business interruption if you're discontinued permanently, or if a liquidator or receiver is appointed.
We believe that all businesses should consider business interruption insurance, as the sort of unexpected developments it covers can affect any business at any time. For larger businesses, an interruption in the supply chain, or a prolonged public utilities interruption, can prove costly and inconvenient. But for smaller businesses, any interruption to cashflow can be potentially devastating.
Would your business be able to survive a period of downtime? If you were temporarily prevented from using your business premises, would you be able to cover the increased costs of working? Business interruption insurance means you'll be covered, no matter what happens.
For total protection, we also advise you to choose buildings cover as an additional add-on to your insurance policy.
You can add business interruption insurance to your professional indemnity insurance policy from Tapoly. The cost, or “premium” for your business interruption insurance will depend on several factors, all depending on the specific nature and duration of the business interruption. But choose Tapoly and you only need to pay for the period of your contract, whether that's just a few days or a full year. This makes business interruption insurance from Tapoly considerably more affordable than a standard annual policy.