Quick Start Guide

If you are giving advice to clients, and you are not already covered through a professional body or association, then you might want to take out your own Professional Indemnity Insurance, which would cover your legal costs if the client later sues you for negligence, up to £2 million. Read more

When paying clients are visiting your home or office, you are expected to provide a safe environment. If a client has an accident, you could be liable for their hospital or physical therapy bills. Public Liability Insurance will protect you in this situation, by covering the cost of those bills, up to £5 million. Read more

If your home or office contains valuable items or equipment, which may be damaged by visitors, then it's a good idea to get contents cover, which will reimburse you for repairs or replacement of damaged items. Read more

When you are visiting clients in their home or office, you could be liable for any damage that you accidentally cause. Public Liability Insurance will protect you in this situation, by covering the cost of repairing the damage up to £5 million. Read more

If you are doing work for a client, and you are not already covered through a professional body or association, then you might want to take out your own Professional Indemnity Insurance, which would cover your legal costs if the client later sues you for negligence, up to £2 million. Read more

If you take expensive equipment with you for your work (e.g. a camera or instrument) then Contents Cover will reimburse you for any loss or damage to them. Read more

If you employ people, it is a legal requirement to have Employer's Liability insurance, to make sure that if any of your staff injure themselves while at work, there will be adequate compensation available to them. Tapoly's employer's liability insurance provides cover up to £10 million. Read more

With the advent of GDPR it is even more important to be aware of how you should treat customer or client data. Even if you take all possible precautions, you still might suffer from a hack or leak that results in a data breach. If this occurs you could face investigation by the regulators, and Cyber Liability insurance will help you to bear the costs of that. Cyber Liability is included in Tapoly's Professional Indemnity insurance.

If you do suffer a hack or data leak, you have an obligation to tell everyone who could be affected. Tapoly's Cyber Breach Response service will help you do that. Read more