Health Insurance

Keep staff healthy and happy with private medical care.

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What is Health Insurance?

Look after your staff with Health insurance designed to provide access to swift and comprehensive private medical and care services.

Health insurance enhances NHS care by providing rapid diagnosis, care and support across a range of services from Dentistry and Physiotherapy to major medical issues.

Private care means your staff have shorter waiting times and keeps the business healthy and confident.

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What does it cover?

There are three levels of cover; basic, enhanced and full cover. All cover starts with access to:

  • Unlimited access to Doctor@Hand – Online GPs provided by Doctor Care Anywhere.
  • Working Body physiotherapists – offering help with issues such as back pain.
  • Heart and cancer nurse service – available on the phone to support you and your family.
  • 24/7 helpline – for health information and support from nurses and counsellors.

Read the FAQs to find out more details about covers.

Do I Need Health Insurance?

No but it makes your business a more attractive employer, provides staff with reassurance, and gets people back to work fast.

Health Insurance products are complicated and cannot be provided online – please call us for a quote.

To help understand the cover available please look at the drop-down FAQs below for more information.

  • Fast track appointments service – they can help book an appointment to be seen quickly by an appropriate specialist.
  • Access to specialists – Up to 2 specialist consultations with unlimited diagnostic tests, including MRI, CT and PET scans.
  • Out-patient treatment – by physiotherapists, acupuncturists, homeopaths, osteopaths or chiropractors if referred by a GP.
  • Specialist counselling fees – for mental health issues.
  • Optional extras – Private GP cover and an option to add dentist’s and optician’s fees are available if required.

Any treatment needed would be through the NHS or paid for by the individual.

If you want an increased level of cover that incorporates all of the above options, with the additional benefits of:

  • Access to specialists – Up to 4 consultations with specialists per year and unlimited diagnostics
  • In patient treatment – Any treatment needed, excluding cancer. If cancer is diagnosed, treatment is arranged with the NHS, although the cost of approved cancer drugs used during treatment are covered.
  • Employee Assistance Programme – includes 24/7 phone support for psychological issues and help with legal, debt, family, consumer and housing concerns.
  • Optional Extras – Private GP cover, plus dentist’s and optician’s fees can be added as options if required.

If you want a more comprehensive level of cover that incorporates all the benefits of the other suggested options with the additional benefits of:

  • Unlimited access to specialists – No limits on specialist consultations, diagnostics or treatment. 
  • Comprehensive cancer treatment – We will cover treatment for any new cancer that starts after you join. If that cancer comes back and you are still a member, we will continue to cover your treatment.
  • Full treatment cover – Treatment both inside and outside the UK is covered and can be received at any hospital you choose.
  • Employee Assistance Programme – extended to include up to eight sessions of face to face counselling, plus online live-chat counselling. Managers are supported with issues around meeting day-to-day team responsibilities too.
  • Optional extras – Private GP cover, plus dentist’s and optician’s fees can be added as options if required.

No, private healthcare is designed to complement not replace the NHS. There are some conditions and situations which the NHS is best placed to deal with, emergencies being one example.

If you select the diagnostics only option it will only cover you for diagnostics to establish diagnosis.

If you choose an out-patient option it will include:

  • Accommodation
  • Diagnostic tests
  • Using the operating theatre
  • Nursing care
  • Drugs
  • Dressings
  • Radiotherapy and chemotherapy
  • Physiotherapy
  • Surgical appliances that the specialist uses during surgery.

The GP Option, covers the cost of consultations with private GPs up to £500 per year.

If you opt for Dentist and Optician cover, it includes:

  • Up to 80% of your dentist fees up to £400 per year
  • Up to 80% of the cost of prescribed glasses and contact lenses up to £200 per year
  • Up to £25 per year for an eye test.

The Mental Health option you are covered for face to face, email or phone counselling sessions through the Stronger Minds service.

For more detail on Health Insurance contact us .

Need more help?

Our online quote is fast and simple but, if you need help or a wider range of policy options, our team of experts.

Call us today: 020 7846 0108

9am to 5pm Monday to Friday.

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Why choose Tapoly?

Accessible Coverage

Get the protection you need, whenever you need it, with our easy-to-use online platform.

Affordable Pricing

Designed to fit your budget, ensuring you’re protected without breaking the bank.

Flexible and tailored

Choose coverage that grows with your business, from professional indemnity to public liability and beyond.

Learn more about insurance