Get essential work cover in a convenient online policy
Medical malpractice insurance is needed by workers providing medical care or ancilliary services to patients, where there could be a risk of injury, illness, or death as a result of the services provided.
Our medical malpractice insurance has an adjustable limit, so you can choose the amount of cover that you need. It also includes professional indemnity and public liability to give you maximum protection for claims made against you.
Our Medical Malpractice Insurance covers you for damages or claims expenses that you may be liable for because of physical injury, death, mental injury and illness, mental anguish, disease, disability, sickness and shock of any patient.
The policy includes:
The cost (or "premium") is based on the predicted likelihood of a claim being made against you and the potential size of any claim.
The main thing to bear in mind when choosing a liability limit is - if something went wrong, what would be the likely cost to put it right?
We offer up to £5 million of Medical Malpractice cover, though you can choose a lower limit if you don't need that much, so you don't pay for more than you need.
There is a small excess (or deductible) amount. However, you only have to pay this if a claim against you is successful, so you can call us to discuss any worries or concerns you have about anything related to a potential claim without worrying that we are going to charge you for it. We are here to help.
A "claims made" policy will pay those claims that occur while the policy is active and in force. Any claims made while the policy is active will be fully covered, as long as they are reported in a timely manner. Tapoly's Medical Malpractice policy operates on a claims made basis.
The purpose of the insurance is to provide cover for mistakes made, it is not a general business insurance policy. For example, it doesn't cover loss or damage to equipment - this would be covered by Contents insurance. If you would like more information on what's not included, read our list of exclusions below.
Tapoly's Medical Malpractice insurance will not make any payment for any claim or loss resulting from: